Add who you pay
A bank account or a UPI ID, from your dashboard or the API. Live beneficiaries are checked before money can go to them. Bank details never change: to change them, add the beneficiary again.
Pay anyone.Settle toyour bank.
Send money from your Rupe balance to customers and suppliers by IMPS, NEFT, RTGS or UPI, and have what you are owed settled to your own bank account. Every payout is tracked until the bank confirms it.
Try every step with test keys first. No money moves in test mode.
One payout, start to finish
Five steps from adding who you pay to the bank's confirmation. Each one shows up on your dashboard as it happens.
Send a payout
Give it your own reference. The amount and its fee are set aside from your balance at once, and sending the same reference again never pays twice.
Large amounts wait for approval
Above your approval limit, so it waits for approval. The money is set aside meanwhile. Someone on our team approves it before it is sent, or turns it down and the money goes back to your balance.
Sent by the right rail
IMPS up to ₹5,00,000, NEFT above. UPI for a UPI ID. While the bank works on it, we keep checking. A slow answer is never taken as a failure, so nothing is paid twice.
Paid, with the bank reference
Paid to the beneficiary. You see the bank reference and your server gets a signed message. It did not go through. The money is back in your balance. If the bank returns it later, the amount comes back too.
Four ways to send, chosen for the amount
Pick the rail yourself, or leave it to us: IMPS up to ₹5,00,000, NEFT above. UPI for a UPI ID.
IMPS
Instant, any time of day. Up to ₹5,00,000.
NEFT
Any amount. Banks send it in batches, so it can take a few hours.
RTGS
₹2,00,000 and more, during banking hours.
UPI
Instant, to a UPI ID. Up to ₹1,00,000.
Settle to your own bank account
What you collect builds up as a balance. Ask for it to be paid to your own account whenever you like, and follow it until it arrives.
The owner of your account adds the bank account, and our team approves it. Nobody can approve an account they added.
A new account can receive money 24 hours after it is approved, and at most 3 new accounts can be added in 24 hours.
Bank details never change once added. To use another account, add it as a new one.
- 1Waiting for approval
You ask for any amount up to what is available: what you are owed, less settlements not yet paid.
- 2Approved, waiting to be paid
Our team approves it, never the person who asked for it, and it is paid to the account you chose.
- 3Paid, please confirm you received it
You see the bank reference. If it has not arrived, say so and we check it with you.
- 4Received
You confirm it arrived, and the settlement is closed.
Three calls to pay out
Add a beneficiary, send the payout, and read your balance. Your server is told when a payout is sent, fails or comes back.
POSThttps://rupe.live/v1/beneficiariesa bank account or a UPI ID
POSThttps://rupe.live/v1/payoutsyour reference, the beneficiary, the amount in paise
GEThttps://rupe.live/v1/balanceavailable and on hold
Webhooks: payout.success, payout.failed, payout.reversed
Ready to send your first payout?
Write to us and we will switch on payouts for your account, with test keys first so you can try every step.